Terms and Conditions

Updated as of July 14, 2025

Agreement between User and Alpheva

Welcome to www.Alpheva.com and the Alpheva mobile applications available on the Apple App Store and Google Play Store (collectively, the "Alpheva Platform" or the "Platform"). The Platform is operated by RevEx Technologies, Inc. ("RevEx," "Alpheva," "we," "us," or "our"). The Platform is offered to you conditioned on your acceptance, without modification, of the terms, conditions, and notices contained herein (the "Terms"). Your access to and use of the Platform constitutes your agreement to all such Terms. Please read these Terms carefully and retain a copy for your records.

By using any part of the Alpheva Platform — including accessing www.Alpheva.com, downloading or using the mobile applications, or creating an account — you acknowledge that you have read, understood, and agree to be bound by these Terms and all applicable laws and regulations. If you do not agree, you must not access or use the Platform.

Additional Terms

Certain features, services, or promotions offered through the Alpheva Platform may be subject to additional or separate terms and conditions ("Additional Terms"). These Additional Terms will be presented to you at the time such features or services are offered, and they will be considered part of this Agreement.

If any Additional Terms conflict with these Terms, the Additional Terms will control with respect to the specific feature or service to which they apply.

About the Alpheva Platform

The Alpheva Platform is operated by RevEx Technologies, Inc. ("we," "our," or "us"). Its purpose is to provide users with access to Alpheva AI — an intelligent, agentic financial advisor that offers personalized insights, guidance, and tools to help users make informed financial decisions.

Through the Alpheva Platform, users can learn about our services, access Alpheva AI, and manage their accounts or subscriptions. Alpheva provides general informational and educational financial content and does not offer fiduciary or licensed financial advice.

We do not sell physical goods; all offerings are digital services provided through our Platform.

Professional Advice Disclaimer

Alpheva provides general & contextual educational and informational financial content only. The information, insights, and recommendations generated by Alpheva AI are not intended to constitute personalized financial, investment, tax, or legal advice. You should consult a qualified professional before making any financial decisions based on information obtained from the Platform.

Privacy

Your use of the Alpheva Platform is subject to RevEx Technologies, Inc.'s Privacy Policy, which governs how we collect, use, and protect your personal information. Please review our Privacy Policy carefully to understand our data practices.

Data and Analytics

Alpheva may collect, process, and use de-identified, aggregated, or anonymized data derived from your use of the Platform for purposes such as improving our services, developing new features, and conducting analytics.

This data will not identify you personally and will be handled in accordance with our Privacy Policy.

By using the Platform, you grant Alpheva a perpetual, irrevocable, and royalty-free right to use such de-identified data for lawful business and research purposes.

Consent to Electronic Communications and Notices

By using the Alpheva Platform, you consent to receive all communications, agreements, disclosures, and notices electronically. This includes communications by email, text message (SMS), in-app notifications, or other digital means.

You agree that these electronic communications satisfy any legal requirement that such communications be in writing.

You are responsible for maintaining accurate contact information in your account settings to ensure you receive such notices. You may withdraw your consent to receive electronic communications by contacting support@alpheva.com, but doing so may limit your ability to use certain features of the Platform.

Your Account

If you create an account on the Alpheva Platform, you are responsible for maintaining the confidentiality of your credentials and for all activities that occur under your account. You may not transfer your account to any other person or entity.

You acknowledge that RevEx or Alpheva is not responsible for unauthorized access to your account resulting from theft, loss, or compromise of your login information. We reserve the right to suspend or terminate accounts, refuse or cancel service, or remove content at our sole discretion.

Account Accuracy, Security, and Data Retention

You agree to provide accurate, current, and complete information when creating or maintaining your account on the Alpheva Platform. You are responsible for keeping this information up to date and for maintaining the confidentiality of your login credentials.

You must immediately notify us if you suspect any unauthorized use of your account. Alpheva is not responsible for losses arising from unauthorized access resulting from your failure to safeguard your credentials.

Alpheva reserves the right to suspend or terminate accounts that are inactive for extended periods, that violate these Terms, or that appear compromised.

We may retain account and usage data as permitted by law and in accordance with our Privacy Policy.

Children Under Thirteen

The Alpheva Platform is not intended for use by anyone under the age of 13. RevEx or Alpheva does not knowingly collect personal information from children under 13. If you are under 18, you may use the Platform only with the consent of a parent or guardian.

Third-Party Services and Integrations

The Alpheva Platform may include links to or integrations with third-party websites, applications, or services ("Third-Party Services"). These are provided solely for your convenience.

Alpheva does not control, endorse, or assume responsibility for any Third-Party Services, including their content, policies, or practices. Your use of any Third-Party Services is governed by their own terms and privacy policies.

Alpheva may share limited user data with such providers as necessary to enable Platform functionality (for example, analytics, AI models, or payment processors). You acknowledge that your interactions with Third-Party Services are solely between you and those providers.

No Unlawful or Prohibited Use / Intellectual Property

You are granted a limited, non-exclusive, non-transferable, revocable license to access and use the Alpheva Platform strictly in accordance with these Terms. You may not use the Platform for any unlawful purpose or in a manner that could damage, disable, or impair the Platform or interfere with other users' experiences.

All content available through the Alpheva Platform — including text, graphics, logos, images, software, and data compilations — is the property of RevEx Technologies, Inc. or its licensors, protected by intellectual property laws.

You agree not to modify, reproduce, distribute, or create derivative works without express written permission.

You will not modify, publish, transmit, reverse engineer, participate in the transfer or sale, create derivative works, or in any way exploit any of the content, in whole or in part, found on the Site. RevEx or Alpheva content is not for resale. Your use of the platform does not entitle you to make any unauthorized use of any protected content, and in particular you will not delete or alter any proprietary rights or attribution notices in any content. You will use protected content solely for your personal use, and will make no other use of the content without the express written permission of RevEx or Alpheva and the copyright owner. You agree that you do not acquire any ownership rights in any protected content. We do not grant you any licenses, express or implied, to the intellectual property of RevEx or Alpheva or our licensors except as expressly authorized by these Terms.

Prohibited Conduct

You agree not to engage in any of the following activities while using the Alpheva Platform:

  • Violating any applicable law or regulation;
  • Impersonating any person or entity or misrepresenting your affiliation;
  • Attempting to gain unauthorized access to the Platform, its systems, or user accounts;
  • Uploading or transmitting viruses, malware, or other harmful code;
  • Using automated scripts, bots, or scrapers to collect information or interact with the Platform;
  • Interfering with or disrupting the security or integrity of the Platform;
  • Copying, modifying, or reverse engineering any part of the Platform;
  • Using the Platform to harass, abuse, or harm others; or
  • Engaging in any activity that could damage, disable, or impair the Platform or its users.

Violation of this section may result in suspension or termination of your account and may expose you to civil or criminal liability.

Feedback and Suggestions

If you provide feedback, suggestions, or ideas about the Platform or our products ("Feedback"), you grant Alpheva a perpetual, irrevocable, royalty-free license to use, modify, and incorporate such Feedback into our products and services without any obligation or compensation to you.

International Users

The Alpheva Platform is controlled and operated from the United States. If you access it from outside the U.S., you are responsible for compliance with local laws. You agree not to use the Platform in any jurisdiction or manner prohibited by law.

Indemnification

You agree to indemnify and hold harmless RevEx Technologies, Inc., its officers, directors, employees, and agents from any claims, losses, damages, or expenses (including reasonable attorneys' fees) arising from your use of the Alpheva Platform, your violation of these Terms, or your infringement of third-party rights. RevEx or Alpheva reserves the right, at its own cost, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will fully cooperate with RevEx or Alpheva in asserting any available defenses.

Arbitration

In the event the parties are not able to resolve any dispute between them arising out of or concerning these Terms and Conditions, or any provisions hereof, whether in contract, tort, or otherwise at law or in equity for damages or any other relief, then such dispute shall be resolved only by final and binding arbitration pursuant to the Federal Arbitration Act, conducted by a single neutral arbitrator and administered by the American Arbitration Association, or a similar arbitration service selected by the parties, in a location mutually agreed upon by the parties. The arbitrator's award shall be final, and judgment may be entered upon it in any court having jurisdiction. In the event that any legal or equitable action, proceeding or arbitration arises out of or concerns these Terms and Conditions, the prevailing party shall be entitled to recover its costs and reasonable attorney's fees. The parties agree to arbitrate all disputes and claims in regards to these Terms and Conditions or any disputes arising as a result of these Terms and Conditions, whether directly or indirectly, including Tort claims that are a result of these Terms and Conditions. The parties agree that the Federal Arbitration Act governs the interpretation and enforcement of this provision. The entire dispute, including the scope and enforceability of this arbitration provision shall be determined by the Arbitrator. This arbitration provision shall survive the termination of these Terms and Conditions.

Class Action Waiver

Any arbitration under these Terms and Conditions will take place on an individual basis; class arbitrations and class/representative/collective actions are not permitted. THE PARTIES AGREE THAT A PARTY MAY BRING CLAIMS AGAINST THE OTHER ONLY IN EACH'S INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PUTATIVE CLASS, COLLECTIVE AND/ OR REPRESENTATIVE PROCEEDING, SUCH AS IN THE FORM OF A PRIVATE ATTORNEY GENERAL ACTION AGAINST THE OTHER. Further, unless both you and RevEx or Alpheva agree otherwise, the arbitrator may not consolidate more than one person's claims, and may not otherwise preside over any form of a representative or class proceeding.

Liability Disclaimer

THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH THE SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. REVEX TECHNOLOGIES, INC AND/OR ITS SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE SITE AT ANY TIME.

REVEX TECHNOLOGIES, INC AND/OR ITS SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, AND ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS CONTAINED ON THE SITE FOR ANY PURPOSE.

Additional Warranty Disclaimers:

Without limiting the foregoing, Alpheva makes no representation or warranty that:

  • the Platform will meet your requirements or be available on an uninterrupted, secure, or error-free basis;
  • the results obtained from using the Platform will be accurate, reliable, or suitable for any particular purpose; or
  • any errors or defects will be corrected.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS ARE PROVIDED "AS IS" WITHOUT WARRANTY OR CONDITION OF ANY KIND. REVEX TECHNOLOGIES, INC AND/OR ITS SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL REVEX TECHNOLOGIES, INC AND/OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF THE SITE, WITH THE DELAY OR INABILITY TO USE THE SITE OR RELATED SERVICES, THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS OBTAINED THROUGH THE SITE, OR OTHERWISE ARISING OUT OF THE USE OF THE SITE, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF REVEX TECHNOLOGIES, INC OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE SITE, OR WITH ANY OF THESE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE SITE.

Termination / Access Restriction

RevEx or Alpheva reserves the right, in its sole discretion, to terminate your access to the Site and the related services or any portion thereof at any time, without notice. To the maximum extent permitted by law, this agreement is governed by the laws of the State of Delaware and you hereby consent to the exclusive jurisdiction and venue of courts in Delaware in all disputes arising out of or relating to the use of the Site. Use of the Site is unauthorized in any jurisdiction that does not give effect to all provisions of these Terms, including, without limitation, this section.

Modification or Suspension

Alpheva reserves the right to modify, suspend, or discontinue any part of the Platform, temporarily or permanently, at any time and without notice or liability to you.

You agree that no joint venture, partnership, employment, or agency relationship exists between you and RevEx or Alpheva as a result of this agreement or use of the Site. RevEx or Alpheva's performance of this agreement is subject to existing laws and legal process, and nothing contained in this agreement is in derogation of RevEx or Alpheva's right to comply with governmental, court and law enforcement requests or requirements relating to your use of the Site or information provided to or gathered by RevEx or Alpheva with respect to such use. If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in effect.

Unless otherwise specified herein, this agreement constitutes the entire agreement between the user and RevEx or Alpheva with respect to the Site and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between the user and RevEx or Alpheva with respect to the Site. A printed version of this agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. It is the express wish to the parties that this agreement and all related documents be written in English.

Marketing and Communications

By using the Alpheva Platform, you acknowledge and agree that RevEx Technologies, Inc. ("RevEx" or "Alpheva") may send you communications related to the Platform, including transactional notices, product updates, and promotional or informational content about our products, services, and offers.

You may opt out of marketing emails at any time by following the unsubscribe link in any email or by contacting support@alpheva.com. Even if you opt out of marketing communications, you may still receive essential administrative or transactional notices related to your account or use of the Platform.

From time to time, Alpheva may conduct promotions, referral programs, or special offers. Participation in such programs is voluntary and subject to the terms disclosed at the time of participation.

Alpheva makes no guarantee regarding any promotional offer or reward and reserves the right to modify, suspend, or terminate any marketing or referral program at its discretion.

All marketing conducted by Alpheva complies with applicable advertising and communication laws, including the CAN-SPAM Act, TCPA, and relevant privacy regulations.

If Alpheva engages affiliates, influencers, or third parties to promote its products or services, such parties are required to represent Alpheva truthfully and in compliance with the FTC's Endorsement Guidelines. Alpheva is not responsible for any unauthorized claims or representations made by independent promoters.

Entire Agreement

These Terms constitute the entire agreement between you and RevEx Technologies, Inc. regarding the Alpheva Platform and supersede all prior agreements.

If any provision is found unenforceable, the remaining provisions remain in effect.

California Consumer Notice

Under California Civil Code §1789.3, users of the Alpheva Platform who are California residents may contact the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs in writing at: 1625 North Market Blvd., Suite N 112, Sacramento, CA 95834, or by telephone at (800) 952-5210.

You may also contact Alpheva directly at support@alpheva.com for any questions or complaints regarding the Platform.

Changes to Terms

RevEx or Alpheva reserves the right, in its sole discretion, to change the Terms under which www.Alpheva.com is offered. The most current version of the Terms will supersede all previous versions. RevEx or Alpheva encourages you to periodically review the Terms to stay informed of our updates.

Contact Us

RevEx or Alpheva welcomes your questions or comments regarding the Terms to:

support@alpheva.com