FAQs

Alpheva AI is an AI-powered financial platform for households earning $200K+ annually. It securely brings together your taxes, investments, retirement accounts, debt, insurance, spending, income, and financial documents into a single intelligent platform. Alpheva continuously analyzes your finances to uncover missed opportunities, optimize financial decisions, and proactively identify ways to reduce taxes, grow wealth, and improve your overall financial health.

At the core of Alpheva is a hybrid advisory experience that combines an AI-powered financial advisor with licensed human financial advisors. Together, they provide personalized recommendations, proactive guidance, and expert oversight based on your complete financial picture. By combining AI intelligence with human expertise, Alpheva helps you make smarter financial decisions with confidence while keeping every aspect of your financial life connected in one place.

Alpheva AI is built for high-earning households, typically earning $200K+ annually, whose financial lives have become too complex for basic budgeting apps or disconnected advisor relationships. It is designed for people who need one coordinated system across taxes, investments, retirement accounts, equity compensation, debt, insurance, real estate, cash flow, estate planning, and long-term goals.

Alpheva is a strong fit for professionals, families, executives, founders, and business owners who want to manage their personal household finances with more clarity, proactive guidance, and expert oversight. It is especially useful when your decisions are connected across multiple areas, such as taxes, portfolio strategy, RSUs, loans, insurance, and retirement planning.

Most financial apps stop at tracking and reporting. Alpheva combines an AI-powered financial platform with human advisor expertise, connecting taxes, investments, debt, insurance, spending, and planning into one coordinated view that continuously surfaces what you’re leaving on the table.

Alpheva’s AI-powered financial advisor delivers personalized insights, clear explanations, and intelligent recommendations aligned with your goals, plus access to human advisors when you want a second set of eyes. This combination of AI advisor + human expertise is what makes Alpheva distinct, and our AI is developed and vetted by leading experts across financial services and technology.

Alpheva brings the major parts of your financial life into one coordinated AI-powered platform instead of forcing you to manage separate tools for investments, taxes, insurance, debt, cash flow, credit, documents, goals, and planning.

Alpheva includes AI-powered insights, net worth and cash flow visibility, investment and retirement planning support, tax planning, insurance and debt optimization, equity compensation planning, estate planning coordination, document review, and access to specialized human advisors when deeper expertise is needed.

Alpheva is built to turn scattered financial information into coordinated decisions. When taxes, investments, insurance, debt, equity compensation, and planning are connected in one place, each decision can be evaluated in the context of your full household picture through one platform and one flat annual membership.

Alpheva AI is headquartered in New York City, NY, with a regional office in Houston, TX.

Alpheva AI was founded by a diverse team of experienced entrepreneurs and engineers with deep expertise in AI and fintech. The founding team brings together AI scientists, fintech veterans, and technologists with backgrounds at globally respected organizations including McKinsey & Company, Google, Bank of America Merrill Lynch, Citi, and Deloitte, and training from leading institutions such as Harvard University, MIT, Cornell University, New York University, the CFA Institute, Indiana University Bloomington, and Worcester Polytechnic Institute.

Getting started with Alpheva is fast and effortless; the initial setup takes about 3 minutes.

• Create your Alpheva account

• Set up your financial profile and securely connect relevant data

• Upload key financial documents so Alpheva can categorize them and route them to the right advisor for recommendations or next steps

• Start exploring insights, tools, and AI-powered guidance right away

No advanced financial knowledge is required. Alpheva is designed to be intuitive from the first moment, with AI guidance and human expertise working together around your full financial picture.

Alpheva does not currently offer a business finance product. It does not provide business bookkeeping, payroll, business tax filing, or business accounting services.

If you are a founder, freelancer, or business owner, Alpheva can still help with your personal household finances, including personal tax planning, investments, equity compensation, debt, insurance, cash flow, and long-term goals.

Alpheva is available on iOS, Android, and Web, so you can access your financial insights, documents, AI guidance, and advisor support from the device that works best for you.

Alpheva is currently available in the United States and Canada, with a phased rollout to other markets coming soon.

You can join the Alpheva community by creating an account and subscribing to updates through our platform. Members get access to product updates, educational content, and opportunities to engage with other users who are building smarter financial habits with Alpheva AI.